I would be remiss to not post this update, after all the whining and carrying on I've been doing lately. So I got a call from Behemoth Hospital yesterday, telling me they had received my nasty letter, and were willing to negotiate payments with me. Unfortunately, the lowest they could go was about $20 above my current budget. The (very, very nice) lady on the phone also informed me that she had plugged the information I'd provided into her system, and was pretty sure that we are poor enough to qualify for a bill reduction, or, possibly a total bill cancellation. Which, you know, would have been nice. But the thing is that we used the services. And we can pay the bill. If we can make monthly payments for, oh, a year, or so. But we can pay, so, of course, we should pay.
So we told her this. So we negotiated up and down a little, and she said she would recall any portion of the debt sent to collections, and, it'll hurt for a few months, but I think we can make the payments, and then, when our tax return comes in March (I hope it comes!), we can pay it off and be done with it. The lady told me to make sure to call them if we can pay it off then, and they will give us a Paid-In-Full Discount. Which, of course, I won't turn down.
So I don't know if my nasty letter worked, or what, but I didn't have to give ridiculously private information to them, and I was able to negotiate workable payments, and, I hope now this issue is in the past, and I can move on. I hope.
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